AC installation and replacement in Columbia
A replacement central air system runs $5,800 to $14,400 installed by Fixr's count, averaging $8,750. Columbia homeowners on city electric service can take $800 or $1,200 back from City of Columbia Utilities on a qualifying unit. Tonnage and the state of the ductwork move the price more than the brand does.
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Installed price ranges
| Equipment | Installed, published range | Source |
|---|---|---|
| Central air conditioner | $5,800 to $14,400, $8,750 average | Fixr, August 2025 |
| Heat pump | $5,000 to $15,000, $8,350 average | Fixr, January 2026 |
| Ductless mini split | $4,577 to $8,328, $6,357 average | Fixr, January 2025 |
These come from national price guides. They are a yardstick for a Columbia bid, not a local average and not an offer.
Get the tonnage right before anything else
Per the Department of Energy, a unit that is too big short cycles and leaves moisture behind, and one that is too small runs flat out without catching up. Columbia makes the first mistake costly. With 31% of the airport's yearly rain falling between May and July, a condenser that knocks the temperature down fast and shuts off leaves a house that reads 72 on the thermostat and still feels like a locker room. The right number comes from an ACCA Manual J load calculation built on this house's windows and insulation and the way it faces the sun. Square footage alone is a starting guess. Columbia Utilities also reserves the right to turn down a rebate when the unit is oversized for the home. Sizing a 2,000 square foot house.
SEER2 floors and the rebate bar
Missouri falls in the DOE's northern region, where a new split-system air conditioner installed since 2023 has to rate at least 13.4 SEER2, and a split heat pump at least 14.3 SEER2. The Columbia Utilities rebate sets its bar higher, at 15.2 SEER2. Have each bid state the SEER2 figure in writing, and confirm the condenser and indoor coil are listed together as a rated match.
New refrigerants
Equipment assembled from components made on or after January 1, 2025 has to run on a refrigerant under 700 GWP. R-32 and R-454B are the common ones. Coming off an R-410A system, plan on a new indoor coil along with the new condenser. The rule in plain terms.
Permit and rebate paperwork
A system replacement inside Columbia needs a mechanical permit pulled by a licensed master mechanic, and the utility will not pay the rebate without the final permit. You have to be a City of Columbia Utilities electric customer, the new unit has to replace an existing system (new construction doesn't qualify), it must be rated at least 15.2 SEER2, and the application and paid receipt are due within six months of installation. The city's final mechanical permit is required, and the utility may deny a rebate for a unit that is oversized for the house. Rebate steps.
Don't count on the federal side. The IRS says the 25C credit for central air and heat pumps does not apply to equipment placed in service after December 31, 2025.
What a complete bid includes
Put two written bids side by side and check that each one names:
- The brand and the exact model numbers for the condenser and the coil
- The SEER2 figure
- Tonnage, and the load calculation behind it
- Any duct changes
- Who pulls the city permit
- Parts and labor warranty terms
For a purchase in the five figures, a second bid is ordinary diligence, not an insult to the first company.

What Boone County homeowners ask us
What does a new central AC cost in Columbia, MO?
Fixr's published range is $5,800 to $14,400 installed, with $8,750 as the average. City of Columbia Utilities electric customers who replace an existing system may get $800 to $1,200 back.
Does an AC replacement in Columbia need a permit?
Inside city limits it does, and a licensed master mechanic applies for it. The Columbia Utilities rebate also depends on that final mechanical permit.
Should the furnace be replaced along with the AC?
Get it priced. The new coil sits on top of the furnace, and a matched system may call for a blower that suits it. When the furnace is also old, ask for both numbers.
Sources
- Fixr: Cost to Install Central Air (updated August 29, 2025)
- Fixr: How Much Does a Heat Pump Cost in 2026? (updated January 22, 2026)
- Fixr: Cost to Install a Ductless Air Conditioner (updated January 31, 2025)
- US DOE Building Science Education: Proper Sizing of HVAC Systems
- US DOE: 2023 Central Air Conditioner and Heat Pump Standards FAQ (October 5, 2022)
- US EPA: Technology Transitions HFC Restrictions by Sector (updated August 28, 2026)
- City of Columbia Utilities: Air Conditioner and Heat Pump Rebates (accessed October 29, 2026)
- City of Columbia Code of Ordinances, Chapter 6, Article V, Mechanical Code, Sec. 6-60 and 6-61 (file dated December 2, 2025)
- City of Columbia: Board of Mechanical Examiners page (accessed October 29, 2026)
- IRS: FAQs on changes to sections 25C and 25D under Public Law 119-21 (FS-2025-05, August 21, 2025)